Loochi Life enhancement and Advancement Initiative also known as Loochi LEAD Centre is a membership based NGO Microfinance Institution duly registered with the Corporate Affairs Commission (CAC) with registration number CAC/IT/NO 145765 We are registered as an Affiliate Member with the Association of Non- Bank Microfinance Institution of Nigeria (ANMFIN) under the state category in accordance with the Central Bank of Nigeria (CBN) revised Microfinance Policy with affiliation No. 04/02/0069 and certificate No. 865.
Experience2 years
Location Lagos
The Role
- We are seeking a results-driven and community-oriented Loan Officer.
- In this role, you will be the face of our company, working directly with clients to identify financial needs, evaluate creditworthiness, and manage a healthy loan portfolio.
- Your goal is to help our clients grow while maintaining the financial integrity of the institution.
Key Responsibilities
- Business Development: Proactively identify and recruit potential clients through community outreach, networking, and field visits.
- Loan Assessment: Conduct thorough interviews and site visits to evaluate clients’ business operations, financial standing, and character.
- Credit Analysis: Prepare detailed loan appraisals and documentation for credit committee review.
- Portfolio Management: Monitor active loans, ensure timely repayments, and build long-term relationships with borrowers.
- Financial Literacy: Provide basic financial guidance to clients to help them manage their credit effectively.
- Compliance: Ensure all loan processing activities adhere to the company’s credit policies and regulatory requirements.
Requirements
- Education: Diploma or Bachelor’s Degree in Finance, Economics, Business Administration, or a related field.
- Experience: 2 years of experience in microfinance, banking, or sales is preferred.
- Skills:
- Strong analytical and mathematical skills.
- Excellent communication and interpersonal abilities.
- Ability to work independently and spend significant time in the field.
- Proficiency in Microsoft Office Suite (Excel, Word).
- Attributes: High level of integrity, resilience, and a passion for social impact.
Method of Application
Interested and qualified candidates should send their CV and a brief cover letter outlining their suitability for the role to: [email protected] using the job title as the subject of the mail.
