Operation smile foundation founded in the year 2020, is a developmental organization working towards alleviating poverty and putting smiles on the faces of individuals, especially women and youths by strengthening their capacity to achieve their basic needs using resources within their communities. OSF mission is to reduce poverty through the implementation of innovative financial and non-financial programmes targeting disadvantaged groups.
- Job Type: Full Time
- Qualification: BA/BSc/HND
- Experience: 5 years
- Location: Imo
- Job Field: Finance / Accounting / Audit, NGO/Non-Profit
Job Description
- Ensure that the marketing objectives of the bank are appropriately defined,identified and qualified and that plans and resources are advised tmeet corporate objectives
- coordinates credit and marketing units
- Assists in formulating and reviewing credit policy for consideration
- Articulate customers relationship policy
- Prepares and submits department’s budget and execution
- The develop and recommend opening of cash unites or brand network
- Ttrain ,appraise and develop staff of the department
- Ensure effective credit management of the bank
- Implementation of the bank’s credit policy
- Ensure compliance tregulatory standard in terms of credit portfolimanagement
- Ensure that adequate security of credit guarantee and collateral items are maintained
- Ensure effective appraisal and monitoring of loans customers tensure zertolerance tnon performing loans
- Ensure prompt product development according tdemand and trend
- Ensure monthly loan performance appraisal
- Ensure targets are given and reviewed periodically
- Ensure effective file management of loans /credit
- Ensure effective file management of correspondence between the bank and credit customers
- Periodic performance report of the products and staff management
- Liaises with the consultants in the delinquent loan management of the bank
- Attends management meeting and serves as secretary Credit & Risk management Committee
- Takes responsibilities of loans recommended for approval
- Hold periodic meetings with the staff on issue concerning the department.
- Ensures proper effective and objective customers address and business address rectification is crossed over before loan disbursement recommendation
Qualifications
- Must possess a certificate in Micro-finance Banking issued by the Chartered Institute of Bankers of Nigeria (ClBN).
- Proved experience in training and research is an advantage
- Minimum of 5 years hands-on Micro-finance banking experience in credit and marketing
- A minimum of Bachelor’s degree/HND in business, accounting, finance, Statistics, economics or any field.
Requirements
- Professionalism, integrity and commitment tsocial mission of Micro-finance banking.
- Strong business acumen and Knowledge of low income market
- Comprehensive knowledge of Micro-finance banking products, marketing and business development
- Sound knowledge of Micro-finance services, procedure, laws and regulations
- Strong analytical skills,Banking software and strong in MS packages
- Knowledge of micro, small and medium enterprise market.
- Strong oral and written communication skills
- Strong general management and people skills
Method of Application
Send your application to [email protected]
