We are a nonprofit organization that develops business solutions to poverty by linking people to information, capital and markets. Our work is rooted in the idea that hardworking people can generate income, jobs and wealth for their families and communities. With more than four decades of proven results, we believe in the power of private enterprise to transform lives.
- Job Type: Full Time
- Qualification: BA/BSc/HND , BA/BSc/HND
- Experience: 3 years
- Location: Lagos
- Job Field: Finance / Accounting / Audit
Job Summary:
Reporting to the Capital Investment Lead, the Senior Credit analyst will be responsible for the collection of financial information and market data related to cashew processors, mainly based in Nigeria and Ghana. She or He will provide financial analysis and forecasts, and build a database of cashew processors as well as financial service providers, that will guide matchmaking and other strategic decision-making. The Senior Credit analyst will also contribute, with various internal and external partners, to identifying and pursuing opportunities to unlock additional capital. The Senior Credit analyst will also provide support in organizing forums and workshops aiming at supporting Prosper Cashew investment activities.
Primary Functions & Responsibilities:
- Perform detailed financial analysis on cashew processors to guide capital facilitation activities
- Develop and keep up to date a comprehensive portfolio database.
- Elaborate a credit rating system to support the portfolio analysis, in collaboration with the management team
- Collect and centralize cashew processors financial data as well as cashew market information
- Support the Capital Investment Lead and ISF, to identify industry and processor risks and mitigation tools
- Contribute synthetizing financial and non-financial data and draft technical notes on processors for financial institutions
- Support due diligence processes, closing and disbursement, as appropriate. Support lenders in loan monitoring when necessary
- Support pipeline development efforts, working alongside processors and financial institutions
- Support other matchmaking activities, as needed
- Work closely with the other Vertical Leads of the project, to contribute defining pipeline priorities
Basic Qualifications:
- Education: Master’s Degree in Finance, with 3 years of relevant work experience or Bachelor’s Degree with 5 years’ experience in proven track record work of sourcing, structuring and closing investments in a financial institution, Development Finance Institutions or impact fund.
- Relevant experience in the agriculture or agribusiness sector.
- Strong financial and credit skills as well as sound business judgment in identifying and assessing financial performances
- Strong client relationship skills, track record and ability to focus on client’s need effectively
Preferred Qualifications:
- Relevant experience in assessing financial performance of processing companies.
- Knowledge of agriculture value chain financing solutions
Required Languages:
- Fluency in English
Travel:
- Willingness to travel frequently (40/50%)
Knowledge, Skills and Abilities:
- Interpersonal skills and ability to build relationships with partners and counterparts from various cultural backgrounds
- Strong numerical and analytical skills
- Strong problem solving and analytical skills
- Strong oral/written communication and presentation skills
- MS Office and presentation skills are required
